Guideline For Loantopia Personal Loan Online
Everybody knows the old term “time is cash”. Loantopia is attempting it’s ideal to take this notable saying LITERALLY because of its speedy and simple online individual advance application process. The individuals who wouldn’t see any problems with transforming a couple of moments of their extra time into some truly necessary assets can start tapping the Apply Now button posted at the Loantopia landing page. In the wake of tapping the catch, the online application can be started by rounding out the main area of an online structure with an advance sum, name, telephone number, email address. After the entirety of the data on the primary page of the application has been entered (counting the necessary individual data) the Next catch can be clicked to continue to the accompanying advance of the straightforward 5 stage process. One thing borrowers ought to know about is that by giving an electronic mark to the credit application assent is being given to get telemarketing calls and instant messages.
Important details on Loantopia
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No need to worry about a slow snail mail check as funds can be direct deposited
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The amount of a loan can be approved for ranges between $2,600 and $5,000
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Applicants must be at least 18 years old and live in The Golden State (California)
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An active checking account is needed
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1 loan can be taken out at a time
Applicants can expect to receive notice on whether or not the loan is approved via email or through a phone call shortly after the application has been submitted. Those who suddenly get cold feet can opt to cancel the loan by sending the money back with no risk within 3 days.
Eligibility for Loantopia loan
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You are at least 18 years old.
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You live in a state we service. Currently, we serve California only.
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You have a job or a regular source of income
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You have an active and valid checking account (savings and prepaid accounts not accepted).
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You have an email address to receive account information.
Loantopia Rates for loans
Loan amounts: $2,600 – $5,000
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Interest Rate Range: 145% – 215%
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Loan Duration: Up to 24 months
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No prepayment penalty
Loan amounts: $2,600
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Loan Fee: $75
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Annual Interest Rate: 215
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Number of bi-weekly payments: 52
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Amount per Payment: $237.46
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No prepayment penalty
Loan amounts: $3,500
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Loan Fee: $75
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Annual Interest Rate: 179%
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Number of bi-weekly payments: 52
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Amount per Payment: $270.66
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No prepayment penalty
Loan amounts: $4,250
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Loan Fee: $75
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Annual Interest Rate: 165%
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Number of bi-weekly payments: 52
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Amount per Payment: $306.09
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No prepayment penalty
Loan amounts: $5,000
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Loan Fee: $75
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Annual Interest Rate: 145%
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Number of bi-weekly payments: 52
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Amount per Payment: $322.99
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No prepayment penalty
Apply for Loantopia loan
For this visit, www.loantopia.com
Here, in the middle of the page, click on, ‘Apply now’ in blue.
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On the next page, at the middle click on, ‘Apply now’ again.
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In the next in the middle you will get a box, there at the bottom, agree that you are a California resident, then, click, ‘Next’.
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In the next change, type,
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Your annual income
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Then, click on, ‘Next’.
Then, follow the other questions and answer them properly to apply for the loan.
Logging in with Loantopia
To log in go to, www.loantopia.com
Here at the top right side, click on, ‘Sign in’.
In the next page in the middle, you will get two options,
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Pending Application Log In
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Make a Payment or View Account
For the first, click on the button,
‘Log in’.
In the directed page at the middle enter,
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The Email ID
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The password
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Then, click on, ‘Customer login’.
Forgot password
If you have forgotten the password then, click on, ‘Forgot password?’.
In the next change, type,
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The registered email
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Then, click on, ‘Submit’.
You have to follow the prompts after this.
Also Read : Science Channel Device Activation Process
Important FAQs on Loantopia
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An installment loan is a loan that is repaid over time with a set number of scheduled payments. At Loantopia installment loan may be repaid early without any prepayment charges.
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Loantopia offers competitive fee schedules. It is also important to remember that Loantopia may not be the least expensive credit option and may not be the best option for some borrowers.
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If Loantopia receives your application by 6 pm ET and you are approved, they can electronically deposit your money into your account as early as the next business day (M-F excluding bank holidays). Applications received after 6 pm ET are processed the next business day.
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You must pay off your current loan before applying for a new one.
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For your convenience, they offer an ACH debit payment option. If you choose to make payments using ACH debit, your payments will be electronically debited from your checking or savings the account. Contact Customer Support if you prefer to make other payment arrangements.
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Loantopia does not have any pre-payment penalties, so we encourage you to pay back your loan early and save on interest.
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If all information is received by 12:00 Noon Pacific Time and can be verified by 3:00 pm Pacific Time, you will generally receive your money the next business day. For security purposes, they must be able to contact you by telephone before your loan is funded.
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Shortly after they have all the necessary information, Loantopia will call you and/or send you an email advising if you are approved. You can also contact our customer service representatives regarding your loan application.
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If for any reason you decide you do not want the loan, you can return the money that we loaned you and cancel the transaction within three (3) days. No questions asked and no fees. It is risk-free.
Customer care
To get further help, you can call on, 877-714-7514. Or send a mail to, 15271 Barranca Pkwy, Irvine, CA 92618.
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