Bank of America BankAmericard Credit Card for Students

by admin April 19, 2019
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Bank of America BankAmericard Credit Card for Students

Bank of America Bank Americard Credit Card for Students

Bank of America offers a variety of credit cards for all type of people to meet up their specific needs and purpose. They also have some excellent credit cards for the students and Bank Americard Credit Card is one of those best student credit cards.

The card is one of the lowest annual percentage rate credit cards provided by Bank of America.Bank Americard is a simple, convenient and easy to use credit card which helps the students learn more about credit and credit cards.

Bank Americard Credit Card Benefits

  • No Annual Fee
  • 0% introductory APR on purchases for the first 15 billing cycles of account opening
  • 0% introductory APR on balance transfer for the first 15 billing cycles and within 60 days of account opening
  • $0 introductory balance transfer fee within 60 days of account opening
  • Credit history is not required
  • Receive the updated FICO score every month for absolutely free on your mobile banking app or in net banking
  • Add your Bank Americard Credit Card to your mobile using digital wallet technology and pay in-store or in-app through Apple Pay, Google Pay or Samsung Pay.
  • Pay the credit card bills, transfer funds, check credit etc. online
  • Mobile banking and text alerts make the users stay connected with their card account
  • Fixed payment due date help establish good credit habits

Rates, charges,and Fees

  • Standard APR for purchases- 14.49% to 24.49%
  • Standard APR balance transfers- 14.49% to 24.49%
  • APR for cash advances- 17.49% to 26.49%
  • Minimum Interest Charge- $1.50
  • Purchase Fees- $10 or 5% of the amount of each transaction
  • Balance Transfer Fees- $10 or 3% of the amount of each transaction, after the period of introductory $0 fee.
  • Cash Advance Fees- $10 or 3% of the amount of each transaction (for direct deposit and check); $10 or 3% of the amount of each transaction (for ATM, over the counter, same day online, and cash equivalent); and $12 for each transaction (for overdraft protection).
  • Foreign Transaction- 3% of US dollar for each transaction
  • Late payment fees- up to $38
  • Returned payment- up to $27

Bank Americard Credit Card Security

  • $0 Liability Guarantee for fraudulent transactions. In addition, potential fraud will be blocked and you will be notified of the suspected fraudulent activity.
  • For online shopping, get free Shop Safe Service to generate a temporary credit card number at the time of online purchase. So your original credit card number will be protected and secure.
  • Chip card with the enhanced technology of protection and security is available for the purchases at the chip-enabled terminals in more than 130 countries.
  • Access online and mobile banking safely and securely
  • Overdraft protection to help prevent declined purchases, returned checks and other overdraft if you link your Bank of America checking account to the Bank Americard Credit Card.
  • Go for paperless credit card statement to enhance the security of your account.
  • Set the account alerts of your choice by email or text and your phone will notify you whether your payments are due or paid.
  • Get your account information by simple text. Send your text message and get a reply in seconds.

 

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